Terms of Service
Please read these terms carefully before using our services.
Last updated: January 2025
Fair Use
Disclaimers
Legal Terms
User Rights
Acceptance of Terms
By accessing and using Loan Repayment Calculator, you accept and agree to be bound by the terms and provision of this agreement. These terms apply to all visitors, users, and others who access or use the service.
Use of the Service
Permitted Use
- - Use the calculator for personal or business financial planning
- - Access educational content and guides
- - Export and save calculation results for your records
- - Share results with financial advisors or lenders
Prohibited Use
- - Attempting to circumvent security measures
- - Using automated tools to scrape or download content
- - Interfering with the proper functioning of the service
- - Using the service for illegal or fraudulent purposes
Financial Disclaimers
Important Notice
This calculator provides estimates for educational purposes only. Actual loan terms may vary significantly based on your lender's policies.
No Financial Advice
Our calculator and content do not constitute financial, legal, or tax advice. Consult with qualified professionals before making financial decisions.
Calculation Accuracy
While we strive for accuracy, we cannot guarantee that our calculations match your lender's exact methodology. Different lenders may use varying calculation methods, compounding frequencies, and rounding practices.
Intellectual Property
Our Content
The service and its original content, features, and functionality are owned byLoan Repayment Calculator and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
Your Content
You retain all rights to any content you submit, post, or display on or through the service. By submitting content, you grant us a license to use, modify, and display such content solely for providing our services.
Limitation of Liability
In no event shall Loan Repayment Calculator, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the service.
Our total liability for any claim arising out of or relating to these terms or the service shall not exceed $100.
Intellectual Property Rights
All content, features, and functionality of the Loan Repayment Calculator (loanpayoff.app) are owned by or licensed to us and are protected by UK and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, or publicly display any content from our site without our prior written consent. The loan repayment calculator and related tools are provided for your personal, non-commercial use only. Any unauthorized use of our intellectual property is strictly prohibited and may result in legal action.
Limitation of Liability
While we strive to provide accurate information, loanpayoff.app makes no warranties or representations regarding the accuracy, reliability, or availability of our services. We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of our calculator or related services. This includes but is not limited to lost profits, business interruption, or loss of business information. Our liability is limited to the extent permitted by UK law. These limitations apply even if we have been advised of the possibility of such damages.
Changes to Terms
We reserve the right to modify or replace these Terms of Service at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the site following the posting of changes constitutes acceptance of those changes. We encourage you to review these terms periodically for updates. If you do not agree with any changes, you must stop using our services. We will make reasonable efforts to notify users of significant changes through our website or other communication channels.
Privacy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices.
Changes to Terms
We reserve the right to modify or replace these terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. Continued use of the service after such changes constitutes acceptance of the new terms.
Contact Information
If you have any questions about these Terms of Service, please contact us at [email protected]